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Archives for September 2017

Micro Units- How Small Can You Go?

September 13, 2017 by Jeff Summerhill Leave a Comment

Micro Units- A New Trend In Urban Living     A new, or at least revived, trend in Urban Housing is making its way to the Mile High City. Micro units, already popular in dense cities in Europe and Asia, are catching on in the United States in high density and expensive cities such as New York and Seattle. In fact, Seattle may have, by some Continue Reading

Leverage and Real Estate

September 11, 2017 by Jeff Summerhill Leave a Comment

Leverage is a very powerful concept and tool in Real Estate, and makes Real property one of the best, if not best, places to invest your money.   The concept of leverage is relatively simple: You use other peoples' money to control an asset that appreciates in value.  You bring some equity to the purchase (20% is the magic number) and then the bank brings the remaining 80%. Continue Reading

Struggling for that Down Payment?

September 8, 2017 by Jeff Summerhill Leave a Comment

Millennials are not buying homes at anywhere near the rate of previous generations, at the same point in their lives (i.e. Millennials in their 20's vs Boomers in their 20's, or even Gen X in their 20's for instance).  Some of this might be changing preferences.  Renting is easy and it gives you total flexibility.  Move to a different neighborhood or city every year if you Continue Reading

Bubble, Correction, Plateau?

September 7, 2017 by Jeff Summerhill Leave a Comment

There's no doubt about it:  The Denver Real Estate Market has been very frothy the past few years.  It started to pick up lots of steam in 2013 or so, and has been full steam ahead now for upwards of 3-4 years, as in 10% a year appreciation.   The cause:  Well, Low Interest Rates, Cheap Money, Fed policy has had a lot to do with stimulating the economy, and Colorado is very Continue Reading

Understanding Mortgage Estimates

September 6, 2017 by Jeff Summerhill Leave a Comment

The first step in buying a home is contacting a mortgage professional, who will ask you to fill out a mortgage application.  This is the initial step and all that is required for a pre-qualification.   For instance, you will provide information about your job, your other debt obligations like automobiles and student loans, and the lender will pull a hard credit check.  From there Continue Reading

Is It Better to Rent or Buy?

September 5, 2017 by Jeff Summerhill Leave a Comment

Should you Buy or Rent right now in Denver? Say you are like a lot of people, millennial or young urbanite, living in Denver, and you’ve been paying through the nose for a rental for a few years, and you want your own little slice of the Mile High.  Well, you’ve probably asked yourself this question: Is it more cost effective to buy or rent right now in Denver?  As rents Continue Reading

Top Labor Day Events

September 1, 2017 by Jeff Summerhill Leave a Comment

It's hard to believe the unofficial end of Summer is upon us, but it's primed to be a fantastic weekend to get out and enjoy all the events the Mile High City has to offer!  No need to head to the High County, we've got some great stuff going on right here in our backyard. 1. Taste of Colorado   Friday-Monday.  This annual event runs the entire weekend in Civic Center Park and Continue Reading

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